{"id":3118,"date":"2025-11-20T12:57:33","date_gmt":"2025-11-20T12:57:33","guid":{"rendered":"https:\/\/businassist.com\/blog\/?p=3118"},"modified":"2025-12-18T18:31:54","modified_gmt":"2025-12-18T18:31:54","slug":"revolut-vs-monzo","status":"publish","type":"post","link":"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/","title":{"rendered":"Revolut vs Monzo: Which Is Right for You?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3120\" src=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/11\/Revolut-vs-Monzo.webp\" alt=\"Revolut vs Monzo\" width=\"1000\" height=\"667\" srcset=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/11\/Revolut-vs-Monzo.webp 1000w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/11\/Revolut-vs-Monzo-300x200.webp 300w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/11\/Revolut-vs-Monzo-768x512.webp 768w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/11\/Revolut-vs-Monzo-120x80.webp 120w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>Online banking has made it easier for businesses to transact and manage their cash flow at their own convenience. Revolut and Monzo are among the financial institutions that offer online banking solutions through an app.<\/p>\n<p>When looking for online banking solutions, they consider convenience, integration, services, and fees, among others. This article will serve as a guide to entrepreneurs and business owners who are looking to accept online payments and are choosing Revolut vs Monzo for their financial needs.<\/p>\n<div class=\"takeAwayDesign\">\n<p>Key Takeaways<\/p>\n<ul>\n<li>Monzo is a fully regulated bank, while Revolut is still transitioning to full banking status.<\/li>\n<li>Monzo offers FSCS protection up to \u00a385,000, but Revolut e-money accounts are not covered.<\/li>\n<li>Revolut excels in multi-currency and global payments, while Monzo offers more traditional banking features.<\/li>\n<li>BusinAssist can help open accounts with both banks and offers up to \u00a350 cashback for new referrals.<\/li>\n<\/ul>\n<\/div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Post Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1e73be;color:#1e73be\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1e73be;color:#1e73be\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Revolut_vs_Monzo_Understanding_their_characteristics\" >Revolut vs Monzo: Understanding their characteristics<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Revolut_vs_Monzo_What_are_the_differences\" >Revolut vs Monzo: What are the differences?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Money_Protection\" >Money Protection<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Banking_functionality\" >Banking functionality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Fees_for_a_business_account\" >Fees for a business account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Business_account\" >Business account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#App_functionality\" >App functionality<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Customer_support\" >Customer support<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Perks\" >Perks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#Conclusion\" >Conclusion:<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/businassist.com\/blog\/revolut-vs-monzo\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Revolut_vs_Monzo_Understanding_their_characteristics\"><\/span><b>Revolut vs Monzo: Understanding their characteristics<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Revolut is a fintech company that is regulated by the <a href=\"https:\/\/www.fca.org.uk\/\">Financial Conduct Authority (FCA)<\/a> under the Electronic Money Regulations 2011. It offers in-app services to businesses and individuals. Revolut is in the process of becoming a bank in July 2025 after the banking license was granted in July 2024.<\/p>\n<p>They have an app that can be downloaded from Google Play or Apple Store. The account is also linked to Apple and Google Pay to ease making payments online and in person.<\/p>\n<p><a href=\"https:\/\/businassist.com\/uk-ltd-company-formation.php\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-233\" src=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2024\/02\/UK-Ltd-Company-Formation-for-UK-and-Non-UK-Residents-from-only-0.99-inc-VAT-one-off-fee.png\" alt=\"UK Ltd Company Formation\" width=\"980\" height=\"150\" srcset=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2024\/02\/UK-Ltd-Company-Formation-for-UK-and-Non-UK-Residents-from-only-0.99-inc-VAT-one-off-fee.png 980w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2024\/02\/UK-Ltd-Company-Formation-for-UK-and-Non-UK-Residents-from-only-0.99-inc-VAT-one-off-fee-300x46.png 300w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2024\/02\/UK-Ltd-Company-Formation-for-UK-and-Non-UK-Residents-from-only-0.99-inc-VAT-one-off-fee-768x118.png 768w\" sizes=\"auto, (max-width: 980px) 100vw, 980px\" \/><\/a><\/p>\n<p>Once you <a href=\"https:\/\/businassist.com\/uk-and-international-multicurrency-bank-accounts.php\">open an account with Revolut<\/a>, they will offer a free debit card and ATM withdrawals (within limits). A delivery fee for the debit card will apply. It also offers a multi-currency account that can hold up to 36 currencies and transfer to more than 160 countries. <a href=\"https:\/\/businassist.com\/blog\/do-i-have-to-pay-tax-on-money-transferred-from-overseas-to-uk\/\">Transferring money<\/a> to another Revolut account is free.<\/p>\n<p>Monzo is an FCA fully regulated bank authorised by the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Prudential_Regulation_Authority_(United_Kingdom)\">Prudential Regulation Authority (PRA)<\/a>. It is a mobile banking that offers personal, business, and various accounts that can be linked to Google and Apple Pay. Those who need a personal account can open a Monzo current account for free.<\/p>\n<p>They offer a physical Mastercard debit card for withdrawals and purchases. The app provides digital banking features such as real-time updates of every withdrawal, spending insights, virtual pots to separate funds for different purposes, and a salary sorter. Virtual pots enable users to save money, and they can effortlessly transfer funds between them and the primary account.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Revolut_vs_Monzo_What_are_the_differences\"><\/span><b>Revolut vs Monzo: What are the differences?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2094\" src=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/03\/difference-between.jpg\" alt=\"difference between\" width=\"1201\" height=\"529\" srcset=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/03\/difference-between.jpg 1201w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/03\/difference-between-300x132.jpg 300w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/03\/difference-between-1024x451.jpg 1024w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/03\/difference-between-768x338.jpg 768w\" sizes=\"auto, (max-width: 1201px) 100vw, 1201px\" \/><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Money_Protection\"><\/span><b>Money Protection<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>In financial institutions, money is protected under the Financial Services Compensation Scheme (FSCS) which offers a limit of \u00a385,000 per person. Monzo is protected by FSCS, whereas, Revolut e-money accounts are not protected.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Banking_functionality\"><\/span><b>Banking functionality<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Monzo offers all the day-to-day banking services of a current account, including loans, savings accounts, overdrafts, and investments, among others. All these are accessible through their mobile banking app.<\/p>\n<p>Whereas, Revolut primarily offers accounts that focus on payment and transactions. The core <a href=\"https:\/\/businassist.com\/blog\/benefits-of-a-uk-bank-account-for-your-business\/\">banking features<\/a> it offers include money transfers, ATM withdrawals, card payments, currency exchange, and online banking. It lacks investment, overdraft, and loan features.<\/p>\n<p><a href=\"https:\/\/businassist.com\/uk-virtual-office-business-address.php\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1978\" src=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/02\/Registered-Office-Address-Service.png\" alt=\"UK Virtual Office Address Service\" width=\"966\" height=\"150\" srcset=\"https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/02\/Registered-Office-Address-Service.png 966w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/02\/Registered-Office-Address-Service-300x47.png 300w, https:\/\/businassist.com\/blog\/wp-content\/uploads\/2025\/02\/Registered-Office-Address-Service-768x119.png 768w\" sizes=\"auto, (max-width: 966px) 100vw, 966px\" \/><\/a><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Fees_for_a_business_account\"><\/span><b>Fees for a business account<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Fees are the main factor business owners look for when searching for a bank or a financial institution to <a href=\"https:\/\/businassist.com\/uk-and-international-multicurrency-bank-accounts.php\">open a business account<\/a>. Compared to traditional banks, Monzo and Revolut offer competitive rates, however, Monzo has a simplified fee structure, unlike Revolut, which has multiple paid plans.<\/p>\n<p>Monzo business account fee structure:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 889px;\">\n<tbody>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\"><b>Features<\/b><\/td>\n<td style=\"width: 33.3333%; height: 43px;\"><b>Monzo<\/b><\/td>\n<td style=\"width: 33.3333%; height: 43px;\"><b>Revolut<\/b><\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Opening a business account<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Free<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Free<\/td>\n<\/tr>\n<tr style=\"height: 268px;\">\n<td style=\"width: 33.3333%; height: 268px;\">Card transactions<\/td>\n<td style=\"width: 33.3333%; height: 268px;\">Incur Stripe standard fees apply of 1.5% + \u00a30.20 for UK cards.<\/p>\n<p>Higher fees for premium, EEA, and international cards<\/td>\n<td style=\"width: 33.3333%; height: 268px;\">UK Visa\/Mastercard: 1% + \u00a30.20<\/p>\n<p>UK Amex: 1.7% + \u00a30.20<\/p>\n<p>Non-UK and commercial cards: 2.8% + \u00a30.20<\/td>\n<\/tr>\n<tr style=\"height: 209px;\">\n<td style=\"width: 33.3333%; height: 209px;\">Receive internationally<\/td>\n<td style=\"width: 33.3333%; height: 209px;\">Free GBP transfer<\/p>\n<p>1% fee for other currency transfers of up to \u00a31,000 max.<\/td>\n<td style=\"width: 33.3333%; height: 209px;\">Free for GBP, EUR, USD, and CHF currencies.<\/p>\n<p>\u00a35 fee for every other currency.<\/td>\n<\/tr>\n<tr style=\"height: 74px;\">\n<td style=\"width: 33.3333%; height: 74px;\">International transfer<\/td>\n<td style=\"width: 33.3333%; height: 74px;\">Charges range from 0.33%, depending on the currency.<\/td>\n<td style=\"width: 33.3333%; height: 74px;\">\u00a35 per transfer<\/td>\n<\/tr>\n<tr style=\"height: 209px;\">\n<td style=\"width: 33.3333%; height: 209px;\">Local transfers<\/td>\n<td style=\"width: 33.3333%; height: 209px;\">Free<\/td>\n<td style=\"width: 33.3333%; height: 209px;\">Free to receive local payments<\/p>\n<p>Sending local payments incurs \u00a30.20 per transfer outside the plan allowance<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Monthly fees<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Lite: Free<\/p>\n<p>Pro: \u00a39\/month<\/p>\n<p>Team: \u00a325\/month<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Basic: Free<\/p>\n<p>Grow: from \u00a319<\/p>\n<p>Scale: from \u00a379<\/p>\n<p>Enterprise: Custom<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Business_account\"><\/span><b>Business account<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Business bank accounts should have features to help business owners manage finances. Monzo and Revolut offer business accounts but offer different features.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 301px;\">\n<tbody>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\"><b>Features<\/b><\/td>\n<td style=\"width: 33.3333%; height: 43px;\"><b>Monzo<\/b><\/td>\n<td style=\"width: 33.3333%; height: 43px;\"><b>Revolut<\/b><\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Payment processing<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">has payment links and invoicing for payments.<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Offers payment gateway for online checkout.<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Multi-currency account<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Doesn\u2019t offer<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Has a multi-currency account that can hold up to 40 currencies and you can send to over 150 countries.<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Global payments<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Facilitates outbound and inbound international payments.<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Users can send money to over 150 countries and manage multiple currencies.<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Expense management<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Users can manage their expenses using budgeting, digital receipts, and categorised spending.<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Has expense cards and payment approvals.<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Cheque and cash deposits<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Available in UK post offices<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Doesn\u2019t support<\/td>\n<\/tr>\n<tr style=\"height: 43px;\">\n<td style=\"width: 33.3333%; height: 43px;\">Savings<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Depending on the account the user holds, it offers 3.6% to 4.1 AER<\/td>\n<td style=\"width: 33.3333%; height: 43px;\">Offers 4% to 5% AER depending on the user\u2019s plan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><span class=\"ez-toc-section\" id=\"App_functionality\"><\/span><b>App functionality<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>The two banks, Revolut and Monzo, are app-based financial institutions, meaning users spend most of their time on the app to manage transactions and cash flow. Accounts in both financial institutions are linked to Google and Apple Pay to manage finances and payments seamlessly.<\/p>\n<p>They both have user-friendly apps for day-to-day banking solutions with features such as budgeting tools. However, between the two, Monzo is the only bank that offers an overdraft management feature in their app.<\/p>\n<div class=\"proTipSection\">\n<div class=\"proTipContainer\">\n<div class=\"proTipIconWrapper\">\n<div class=\"proTipIcon\">i<\/div>\n<\/div>\n<div class=\"proTipContent\">\n<p><strong>Pro Tip: Choosing Between Monzo and Revolut<\/strong><\/p>\n<p>If you want a full banking experience with FSCS protection, simpler fees, and strong UK support, Monzo is the safer choice. But if your priority is international payments, multi-currency accounts, and global features, Revolut may suit you better. Choose based on how and where you operate your business.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<h4><span class=\"ez-toc-section\" id=\"Customer_support\"><\/span><b>Customer support<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Customer support is essential in online banking especially when the software application is not working. Revolut and Monzo offer customer support to their users however, they have differences.<\/p>\n<p>Monzo\u2019s customer support is on the app and phone support where users can talk to real person. However, Revolut does not offer phone support limiting users to speak to someone directly in urgent situations. They have available chat support that works across different time zones.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Perks\"><\/span><b>Perks<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Banks partner with several businesses to offer their users rewards and perks when they purchase or make payments with their accounts. Monzo provides cashback rewards of 2% and 10% on purchases made with selected retailers on their app.<\/p>\n<p>Whereas, Revolut has partnered with hotels and retailers offering RevPoint of up to 10% cashback on accommodation and money spent.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Revolut vs Monzo, which is suitable for my business? Choosing between the two depends on your business goals and needs. If your business accepts online payments, both are right for you, however, you can weigh your options by differentiating their features to settle on the right one.<\/p>\n<p>For instance, if your business deals with multiple currencies, then Revolut is the best for your business since it offers a multi-currency account. If you are looking for money protection, then Monzo is the right account for your business\u2019s deposits of up to \u00a385,000 are protected by FSCS. It all depends on the features your business needs for online banking.<\/p>\n<p>No matter which bank you choose, BusinAssist can help you open a business account with either of them. We have partnered with Monzo and Revolut to help our clients <a href=\"https:\/\/businassist.com\/uk-and-international-multicurrency-bank-accounts.php\">open a business bank account<\/a> seamlessly for free. Companies that open an account with our referral can get up to \u00a350 cashback, helping them save more in this tight economy.<\/p>\n<p>To open a business account with Monzo or Revolut, contact us at <a href=\"mailto:info@businassist.com\">info@businassist.com<\/a>.<\/p>\n<h5><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><b>FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p><b>Q: Can HMRC see my Revolut account in the UK?<br \/>\n<\/b><strong>Ans:<\/strong> No, HMRC cannot see your Revolut account. However, in case they suspect you are evading taxes, they can request your account access which will be granted by Revolut.<\/p>\n<p><b>Q: Can I receive a salary on Revolut UK?<br \/>\n<\/b><strong>Ans: <\/strong>You can receive your salary on your Revolut bank account by asking your employer to deposit directly into your account.\u00a0 Revolut also has an \u2018Add money\u2019 feature where you can transfer money from bank accounts.<\/p>\n<p><b>Q: Can you move money from Revolut to a bank account?<br \/>\n<\/b><strong>Ans: <\/strong>Yes, you can move money from Revolut to your bank account. The fintech company has a feature that can easily let you send money to your bank account in their app.<\/p>\n<p><b>Q: Can you use your Revolut card abroad?<br \/>\n<\/b><strong>Ans: <\/strong>Revolut card can be used abroad to make payments and withdrawals in 160 countries and over 150 currencies. It also offers a multi-currency account, making it easy to handle international transactions.<\/p>\n<p><b>Q: Can I transfer money internationally with Monzo?<br \/>\n<\/b><strong>Ans: <\/strong>You can transfer money with your Monzo account internationally but you must have a Wise account. Monzo uses Wise for international transactions. If you have a Monzo account, they can help you open a Wise account to manage your international transactions.<\/p>\n<p><b>Q: Can I use Monzo as a business account\u200b?<br \/>\n<\/b><strong>Ans: <\/strong>Yes, you can use Monzo as a business account. They have accounts specifically tailored for small businesses.<\/p>\n<p><b>Q: Can I use my Monzo card for online payments?<br \/>\n<\/b><strong>Ans: <\/strong>Monzo cards can be used for online payments whether for online shopping or paying for your travel.<\/p>\n<p><b>Q: Can I use my Monzo account abroad?<br \/>\n<\/b><strong>Ans: <\/strong>You can use your Monzo account abroad. It does not charge a fee for foreign transactions when you spend in foreign currencies, however, you will be charged Mastercard&#8217;s exchange rate.<\/p>\n<p><strong>Read Also:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/businassist.com\/blog\/uk-bank-holidays-in-2026\/\" rel=\"bookmark\">How Many Bank Holidays in 2026? Full List of UK Dates You Should Know<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/can-hmrc-check-your-bank-account\/\" rel=\"bookmark\">Can HMRC Access Your Bank Account? What Every Taxpayer Should Know<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/can-i-use-virtual-office-for-company-registration\/\" rel=\"bookmark\">Can I Use UK Virtual Office for Company Registration? Everything You Need to Know<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/what-happens-if-you-dont-give-your-new-employer-your-p45\/\" rel=\"bookmark\">Understanding Your Rights: What to Do If Your Employer Doesn\u2019t Issue a P45<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/tm01-form-removing-a-director\/\" rel=\"bookmark\">TM01 Form: Removing a Director \u2013 Everything You Need to Know<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/small-business-ideas-to-start-in-2026\/\" rel=\"bookmark\">50 Small Business Ideas to Start in 2026: Low Investment and High Potential<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/what-is-a-tax-office-reference-number\/\" rel=\"bookmark\">What is a Tax Office Reference Number and How Can I Find It?<\/a><\/li>\n<li><a href=\"https:\/\/businassist.com\/blog\/how-to-buy-a-business-with-no-money-uk\/\" rel=\"bookmark\">How to Buy a Business with No Money: Creative Financing Strategies for Entrepreneurs<\/a><\/li>\n<\/ul>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can HMRC see my Revolut account in the UK?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No, HMRC cannot see your Revolut account. However, in case they suspect you are evading taxes, they can request your account access which will be granted by Revolut.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I receive a salary on Revolut UK?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"You can receive your salary on your Revolut bank account by asking your employer to deposit directly into your account.  Revolut also has an \u2018Add money\u2019 feature where you can transfer money from bank accounts.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can you move money from Revolut to a bank account?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, you can move money from Revolut to your bank account. The fintech company has a feature that can easily let you send money to your bank account in their app.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can you use your Revolut card abroad?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Revolut card can be used abroad to make payments and withdrawals in 160 countries and over 150 currencies. It also offers a multi-currency account, making it easy to handle international transactions.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I transfer money internationally with Monzo?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"You can transfer money with your Monzo account internationally but you must have a Wise account. Monzo uses Wise for international transactions. If you have a Monzo account, they can help you open a Wise account to manage your international transactions.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I use Monzo as a business account\u200b?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, you can use Monzo as a business account. They have accounts specifically tailored for small businesses.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I use my Monzo card for online payments?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Monzo cards can be used for online payments whether for online shopping or paying for your travel.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I use my Monzo account abroad?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"You can use your Monzo account abroad. It does not charge a fee for foreign transactions when you spend in foreign currencies, however, you will be charged Mastercard\u2019s exchange rate.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-right kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;right&quot;,&quot;id&quot;:&quot;3118&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;6&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.8&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;4.8\\\/5 - (6 votes)&quot;,&quot;size&quot;:&quot;20&quot;,&quot;title&quot;:&quot;Revolut vs Monzo: Which Is Right for You?&quot;,&quot;width&quot;:&quot;117.5&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 117.5px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 16px;\">\n            4.8\/5 - (6 votes)    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":3120,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[5],"tags":[9],"class_list":["post-3118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","tag-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Revolut vs Monzo: Which Is Right for You? 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